How to Budget When Your Income Fluctuates for Freelancers
A practical guide for freelancers, solopreneurs, and small business owners
If you’re self-employed, you’ve likely felt it: the thrill of a big payment one week, followed by the slow burn of a quiet month. It’s the classic feast-or-famine cycle — and it makes budgeting feel more like a guessing game than a plan.
But budgeting as a freelancer doesn’t have to be that way.
With the right tools and a few smart strategies, you can turn variable income into a steady rhythm. Whether you're just starting out or looking for sharper self-employed financial tips, this guide will walk you through how to budget with variable income — without giving up the freedom you love.